body { line-height: 15pt; font-family: "Lucida Grande", "Hiragino Kaku Gothic Pro", "Kailasa"; font-size: 10pt; background-color: #dfdec0; margin-top: 0; margin-right: 0; margin-bottom: 0; padding: 0;}

#wrapper{ border-bottom-color: #848484; border-top-style: solid; border-bottom-style: solid; border-top-color: #848484; border-bottom-width: 1px; border-top-width: 1px; text-align: left; background-color: white; min-height: 768px; width: 800px; border-right-color: #848484; border-left-color: #848484; border-right-width: 1px; border-right-style: solid; border-left-style: solid; border-left-width: 1px; padding-left: 0px; padding-bottom: 0px; padding-right: 0px; margin-left: 50px; margin-bottom: 10px; margin-right: 50px; margin-top: 10px; }

#globalnavi { background-repeat: repeat-x; background-image: url(globalbkgd.png); border-right-width: 1px; border-left-width: 1px; border-right-style: none; border-left-style: none; border-bottom-style: none; list-style-type: none; padding-right: 20px; padding-left: 20px; padding-bottom: 20px; padding-top: 20px;}

#globalnavi h1 { padding-top: 10px; line-height: 20px; border-bottom-style: solid; border-bottom-width: 1px; padding-bottom: 10px; text-shadow: 1px 1px 2px #999b9b; color: #800017; font-size: 18px; font-family: Georgia, "Times New Roman", Times, serif; }
#globalnavi ul{ padding-left: 0px; padding-bottom: 10px; padding-right: 0px; padding-top: 0px; margin-left: 0px; margin-bottom: 0px; margin-right: 0px; margin-top: 0px;}

#globalnavi li{ padding-right: 10px; padding-left: 10px; margin-bottom: 0px; margin-top: 0px; margin-right: 0px; margin-left: 0px; text-align: left; line-height: 15px; list-style-type: none; font-weight: bold; float: left; color: #3e3e3e; font-size: 10px; }
#globalnavi a{ text-align: left; color: #626975; font-size: 10px; font-family: "Lucida Grande"; text-decoration: none; }
#globalnavi a:hover { font-weight: bold; color: black; text-decoration: underline;}

#mainarea { margin-left: 0px; margin-bottom: 0px; margin-right: 0px; margin-top: 0px; padding: 0; }

#mainarea h1 {color: #313131; font-size: 2.5em; font-weight: 800; font-style: normal; background-image: url(silvergrade_bar1.gif); background-repeat: repeat-x; letter-spacing: 0; margin: 0; padding: 0px; text-shadow: 1px 1px 5px #eeeeee; border-top: 1px solid silver; border-bottom: 1px solid silver; }

#mainarea h2 { background-repeat: repeat-x; color: black; border-bottom-width: 1px; border-top-width: 1px; padding-left: 20px; padding-bottom: 20px; padding-right: 20px; padding-top: 50px; border-bottom-color: #c2c6cf; border-top-color: silver; border-bottom-style: none; border-top-style: solid; font-size: 1.6em; font-style: bold; font-weight: 800; margin-top: 0px; text-shadow: 5px 5px 20px #d6d6d6; }

#mainarea h3 { margin: 10px; padding-left: 10px; padding-bottom: 0px; padding-right: 10px; padding-top: 40px;  color: black; font-size: 1.2em; font-style: normal; font-weight: 800; background-repeat: repeat-x; border-bottom: 1px #c0c0c0; border-top-color: silver; border-top-width: 1px; text-shadow: 1px 1px 3px #eeeeee; }

#mainarea h4 { margin: 10px; padding-left: 10px; padding-bottom: 0px; padding-right: 10px; padding-top: 10px;  color: black; font-size: 1em; font-style: normal; font-weight: 800; border-bottom: 1px #c0c0c0; border-top-color: silver; border-top-width: 1px;  }


#mainarea .summary { text-align: left; letter-spacing: 0px; font-weight: bold; text-shadow: 2px 2px 5px; border-bottom-color: #b5bbc8; border-top-color: #b5bbc8; border-bottom-width: 1px; border-top-width: 1px; padding-left: 20px; padding-bottom: 30px; padding-right: 20px; padding-top: 0px; border-bottom-style: none; border-top-style: none; color: #808080; font-size: 1.2em; line-height: 140%;}
#mainarea .faq-q{ padding-left: 20px; padding-bottom: 0; padding-right: 20px; padding-top: 20px; font-variant: normal; font-weight: bold; color: black; font-size: 1em; line-height: 160%;}
#mainarea p { letter-spacing: -0.5px; margin-top: 10px; color: #191919; font-size: 1em; font-weight: normal; font-style: normal; padding: 0 20px;}

#mainarea ul { list-style-type: disc; list-style-position: inside; float: none; color: black; font-size: 1em; font-weight: normal; font-style: normal; margin-left: 10px; margin-right: 10px;}
#mainarea ol { color: black; font-size: 1em; font-weight: normal; font-style: normal; margin-left: 10px; margin-right: 10px;}
#mainarea li { color: black; font-size: 1em; font-weight: normal; font-style: normal; margin-left: 10px; }

#footer_area { margin-bottom: 0px; margin-top: 50px; border-top-color: #7f7f7f; border-top-width: 1px; border-top-style: solid; border-bottom-color: #7f7f7f; background-repeat: repeat-x; background-image: url(globalbkgd.png); border-right-width: 1px; border-left-width: 1px; border-right-style: none; border-left-style: none; border-bottom-style: solid; border-bottom-width: 1px; list-style-type: none; padding-right: 20px; padding-left: 20px; padding-bottom: 20px; padding-top: 20px;}
#footer_area p{ padding: 10px; color: #4f4f4f; font-size: 10px; font-family: "Lucida Grande"; text-shadow: 0px 0px 3px #c7c7c7; }
#footer_area a{ text-decoration: none; padding: 10px; color: #4f4f4f; font-size: 10px; font-family: "Lucida Grande"; text-shadow: 0px 0px 3px #c7c7c7; }

#footer_area a{ text-decoration: none; padding: 10px; color: #4f4f4f; font-size: 10px; font-family: "Lucida Grande"; text-shadow: 0px 0px 3px #c7c7c7; }

#footer_area a:hover{ text-decoration:underline; padding: 10px; color: #4f4f4f; font-size: 10px; font-family: "Lucida Grande"; text-shadow: 0px 0px 3px #c7c7c7; }